Product
From first click to completed mortgage
Five stages of a broker's pipeline, one platform. Start with the pieces you need today and switch on the rest when you are ready.
A bank or lender? See digital mortgage origination for institutions →
1 · Capture
Turn your website into a lead machine
Branded repayment and affordability calculators, embeddable anywhere or hosted for you. Every calculation ends with "apply with these numbers" and lands in your pipeline.
- Repayment, affordability and deposit calculators
- Locale-correct maths per market
- Included on the Free tier
2 · Apply
An application your clients can finish
A mobile-first digital fact find that saves as they go, prefills what you already know, and speaks your client's language.
- Resumable on any device
- Joint applications and guarantors supported
- Multi-language client experience
3 · Process
The file completes itself
Checklists per lender and case type, automatic reminders, extraction that reads payslips and statements, and a pipeline board that shows every case at a glance.
- Document checklist with automated chasing
- Extraction and classification of uploads
- Pipeline board with status per case
4 · Comply
Every case audit-ready
Consent capture, disclosure documents, evidence of research and e-signatures with a timestamped trail. Built for the EU Mortgage Credit Directive and GDPR from day one.
- GDPR consent and data-subject requests handled
- Disclosure and evidence-of-research packs
- E-signature for fee agreements and consents
5 · Grow
Works alongside what you already use
Keep your CRM and your sourcing tools. Banclo connects to them, adds open banking verification when you want it, and gives you the numbers on your own funnel.
- CRM and calendar integrations
- Open banking income verification, per-check add-on
- Funnel analytics: leads, applications, completions
Add-ons and what's next
Identity check (eIDV)
Remote identity verification on applications. €1.20 per run.
Bank data (open banking)
Income and expenditure verified from the source. €0.90 per connect.
Credit bureau pull
A bureau report on the applicant, inside the file. €2.50 per report.
Sanctions & PEP screen
Screening on every subject in the application. €0.60 per subject.
E-signature envelope
Fee agreements, consents and disclosures signed. €1.80 per envelope.
Lender connectors
roadmapStructured submission per market as rails open up.
Add-ons are priced openly on the mortgage broker software pricing.